{"id":3154,"date":"2026-01-22T10:59:42","date_gmt":"2026-01-22T07:59:42","guid":{"rendered":"https:\/\/yasarlaw.com\/tr\/?page_id=3154"},"modified":"2026-01-22T11:01:52","modified_gmt":"2026-01-22T08:01:52","slug":"kripto-varlik-mevzuatinda-degisiklikler","status":"publish","type":"page","link":"https:\/\/yasarlaw.com\/tr\/yayinlar\/kripto-varlik-mevzuatinda-degisiklikler\/","title":{"rendered":"Kripto Varl\u0131k Mevzuat\u0131nda De\u011fi\u015fiklikler"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"3154\" class=\"elementor elementor-3154\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1683c794 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1683c794\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5ef10a83\" data-id=\"5ef10a83\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d0a8f48 elementor-widget__width-auto elementor-absolute elementor-widget elementor-widget-text-editor\" data-id=\"d0a8f48\" data-element_type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #ffffff;\"><strong>Kripto Varl\u0131k Mevzuat\u0131nda De\u011fi\u015fiklikler<\/strong><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-37652bf2 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"37652bf2\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-135ac3b9\" data-id=\"135ac3b9\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7f2267ca elementor-widget elementor-widget-text-editor\" data-id=\"7f2267ca\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>1. Kripto Varl\u0131k Hizmet Sa\u011flay\u0131c\u0131lar\u0131n\u0131n Kurulu\u015f ve Faaliyet Esaslar\u0131 D\u00fczenlendi<\/strong><\/p><p>Kripto Varl\u0131k Hizmet Sa\u011flay\u0131c\u0131lar\u0131n Kurulu\u015f ve Faaliyet Esaslar\u0131 Hakk\u0131nda Tebli\u011f (III-35\/B.1) (\u201c<strong>KVHS<\/strong> <strong>Kurulu\u015f ve Faaliyet Esaslar\u0131 Tebli\u011fi<\/strong>\u201d), Sermaye Piyasas\u0131 Kurulu (\u201c<strong>SPK<\/strong>\u201d) taraf\u0131ndan 13.03.2025 tarihli Resm\u00ee Gazete\u2019de yay\u0131mland\u0131. KVHS Kurulu\u015f ve Faaliyet Esaslar\u0131 Tebli\u011fi ile KVHS\u2019lerin kurulu\u015funa, kurucu, y\u00f6netici, ortak ve personeline, faaliyet esaslar\u0131na, organizasyonuna, y\u00fck\u00fcml\u00fcl\u00fcklerine, pay devirlerine, bilgi sistemleri ve teknolojik altyap\u0131lar\u0131na, d\u0131\u015far\u0131dan hizmet al\u0131m\u0131na, yapamayacaklar\u0131 i\u015f ve i\u015flemlere, belge kay\u0131t sistemlerine, i\u00e7 denetim, i\u00e7 kontrol ve risk y\u00f6netim sistemlerine ve faaliyetlerinin ge\u00e7ici veya s\u00fcrekli olarak durdurulmas\u0131na ili\u015fkin usul ve esaslar d\u00fczenlenmi\u015ftir.<\/p><p>KVHS Kurulu\u015f ve Faaliyet Esaslar\u0131 Tebli\u011fi uyar\u0131nca kripto varl\u0131k hizmet sa\u011flay\u0131c\u0131lar\u0131n (\u201c<strong>KVHS<\/strong>\u201d) anonim \u015firket olarak kurulmalar\u0131, paylar\u0131n\u0131n tamam\u0131n\u0131n nama yaz\u0131l\u0131 olmas\u0131, paylar\u0131n\u0131n nakit kar\u015f\u0131l\u0131\u011f\u0131 \u00e7\u0131kar\u0131lmas\u0131, kurulu\u015f sermayesinin ve \u00f6zsermayesinin mevzuata uygun olmas\u0131, esas s\u00f6zle\u015fmelerinin mevzuata uygun olmas\u0131 ve yetkilendirildikleri faaliyet alan\u0131 ile faaliyetlerinin uyumlu olmas\u0131, kurucular\u0131n mevzuatta \u00f6ng\u00f6r\u00fclen \u015fartlar\u0131 ta\u015f\u0131mas\u0131 ve ortakl\u0131k yap\u0131s\u0131n\u0131n \u015feffaf ve a\u00e7\u0131k olmas\u0131 gerekmektedir. D\u00fczenlemede KVHS kurucular\u0131 ve ortaklar\u0131n\u0131n ta\u015f\u0131mas\u0131 gereken \u015fartlara detayl\u0131 olarak yer verilmi\u015f ve KVHS\u2019lerin \u00fcnvanlar\u0131nda kripto varl\u0131k al\u0131m sat\u0131m platformu veya kripto varl\u0131k saklama kurulu\u015fu ibarelerine yer verilmesi gerekti\u011fi belirtilmi\u015ftir.<\/p><p>KVHS\u2019ler kurulu\u015f i\u00e7in SPK\u2019dan izin al\u0131nmas\u0131n\u0131 takiben alt\u0131 ay i\u00e7inde faaliyet izni almak \u00fczere ba\u015fvuru yapmak zorundad\u0131r. Faaliyet izni alabilmek i\u00e7in <strong>(i)<\/strong> kurulu\u015f \u015fartlar\u0131n\u0131n kaybedilmemi\u015f olmas\u0131, <strong>(ii)<\/strong> asgari kurulu\u015f sermayesinin nakden ve tamamen \u00f6denmi\u015f olmas\u0131, <strong>(iii)<\/strong> sermaye yeterlili\u011fi ile ilgili y\u00fck\u00fcml\u00fcl\u00fcklerin yerine getirilmi\u015f olmas\u0131, <strong>(iv)<\/strong> organizasyon yap\u0131s\u0131n\u0131n kurulmu\u015f olmas\u0131, <strong>(v)<\/strong> personel ile genel m\u00fcd\u00fcr ve yard\u0131mc\u0131lar\u0131n\u0131n ilgili \u015fartlar\u0131 ta\u015f\u0131yor olmas\u0131, <strong>(vi)<\/strong> g\u00fcvenlik altyap\u0131s\u0131 ile i\u00e7 denetim, kontrol ve risk y\u00f6netimine ili\u015fkin sistemin kurulmu\u015f olmas\u0131, <strong>(vii) <\/strong>Merkezi Kay\u0131t Kurulu\u015fu (\u201c<strong>MKK<\/strong>\u201d) ile entegrasyonun sa\u011flanm\u0131\u015f olmas\u0131, <strong>(viii)<\/strong> \u00f6zel anahtarlar\u0131n saklanmas\u0131na ili\u015fkin altyap\u0131n\u0131n olu\u015fturulmas\u0131, g\u00fcvenli\u011finin sa\u011flanmas\u0131 ve da\u011f\u0131t\u0131k defter a\u011flar\u0131yla entegrasyonun tamamlanm\u0131\u015f olmas\u0131 gerekmektedir. Platformlar\u0131n, burada say\u0131lanlara ek olarak, bir kripto varl\u0131k saklama kurulu\u015fu ile s\u00f6zle\u015fme imzalam\u0131\u015f ve entegrasyonu sa\u011flam\u0131\u015f olmas\u0131, m\u00fc\u015fterilere ait nakitler i\u00e7in bir bankada hesap a\u00e7m\u0131\u015f olmas\u0131, etkili itiraz ve \u00e7\u00f6z\u00fcm mekanizmas\u0131n\u0131 kurmu\u015f olmas\u0131 ve fiyat g\u00f6zetim sistemi kurmu\u015f olmas\u0131 gerekmektedir.<\/p><p>KVHS Kurulu\u015f ve Faaliyet Esaslar\u0131 Tebli\u011fi, yat\u0131r\u0131m kurulu\u015flar\u0131n\u0131n faaliyetleri s\u00fcresince uymas\u0131 gereken genel ilke ve esaslara yollama yaparak KVHS\u2019lerin de bu ilkelere tabi oldu\u011funu d\u00fczenlemektedir. Buna ek olarak KVHS\u2019lere m\u00fc\u015fteriye risklerin bildirilmesi, \u00e7er\u00e7eve s\u00f6zle\u015fme imzalama, Kamuyu Ayd\u0131nlatma Platformu (\u201c<strong>KAP<\/strong>\u201d) nezdinde yetkili oldu\u011fu hizmetleri ve tan\u0131t\u0131c\u0131 bilgilerini yay\u0131nlama, internet sitelerinde muhtelif politika ve prosed\u00fcrlerini yay\u0131nlama ve pay devirleri i\u00e7in izin alma gibi y\u00fck\u00fcml\u00fcl\u00fckler getirilmi\u015ftir.<\/p><p>KVHS\u2019lerin her t\u00fcrl\u00fc reklam ve duyurusunda objektif olmas\u0131 ve yan\u0131lt\u0131c\u0131 ifadelerden imtina etmesi gerekti\u011fi d\u00fczenlenmi\u015ftir. KVHS\u2019ler mevzuat\u0131n imk\u00e2n verdi\u011fi haller hari\u00e7 olmak \u00fczere mutlak getiri ve\/veya zarar kar\u015f\u0131 garanti taahh\u00fcd\u00fcnde bulunamayacakt\u0131r. Ayr\u0131ca toplumdaki belirli gruplar\u0131n kullan\u0131lmas\u0131 suretiyle reklam verilmesi ve reklamlarda ek gelir veya mevcut gelirin artmas\u0131 vaadine yer verilmesi yasaklanm\u0131\u015ft\u0131r. Reklam ve duyurularda i\u015flemlerin garantili veya g\u00fcvenceli oldu\u011funa, risk ta\u015f\u0131mad\u0131\u011f\u0131na, bilgi gerektirmedi\u011fine dair ibarelere ve somut veri olmaks\u0131z\u0131n ilgili KVHS\u2019yi \u00f6ne \u00e7\u0131karan ibarelere yer verilemeyecektir. KVHS\u2019lerin d\u00fczenledi\u011fi promosyon kampanyalar\u0131n\u0131n i\u00e7eri\u011fi de s\u0131n\u0131rland\u0131r\u0131lm\u0131\u015ft\u0131r.<\/p><p>KVHS\u2019lerin faaliyetlerinin kapsam ve yap\u0131s\u0131yla uyumlu, de\u011fi\u015fen ko\u015fullara cevap verebilecek nitelik, yeterlilik ve etkinlikte i\u00e7 denetim, i\u00e7 kontrol ve risk y\u00f6netim birimlerinin kurulmas\u0131 gerekti\u011fi ve i\u015f ak\u0131\u015f prosed\u00fcr\u00fc ile kurtarma plan\u0131 olu\u015fturmas\u0131 gerekti\u011fi d\u00fczenlenmi\u015ftir. Ayr\u0131ca KVHS\u2019ler y\u0131lda en az bir kez bilgi sistemleri ba\u011f\u0131ms\u0131z denetimi yapt\u0131rmakla ve rezerv kan\u0131t denetimi yapt\u0131rmakla y\u00fck\u00fcml\u00fc k\u0131l\u0131nm\u0131\u015ft\u0131r. Bu ba\u011flamda KVHS\u2019ler de Bilgi Sistemleri Y\u00f6netimine \u0130li\u015fkin Usul ve Esaslar Tebli\u011fi ile Bilgi Sistemleri Ba\u011f\u0131ms\u0131z Denetim Tebli\u011fi kapsam\u0131na al\u0131nm\u0131\u015ft\u0131r. Bu de\u011fi\u015fiklik do\u011frultusunda KVHS\u2019lerin bilgi sistemlerinin s\u00fcreklili\u011fi y\u00fck\u00fcml\u00fcl\u00fcklerini 31.12.2025 tarihine kadar, i\u00e7 denetimin ba\u011f\u0131ms\u0131z denetim lisans\u0131na sahip ki\u015filerce y\u00fcr\u00fct\u00fclmesi y\u00fck\u00fcml\u00fcl\u00fc\u011f\u00fcn\u00fc ise 31.12.2026 tarihine kadar yerine getirmesi gerekmektedir. \u00d6te yandan, SPK\u2019n\u0131n i-SPK.35\/B.2 (8 May\u0131s 2025 tarih ve 30\/846 s.k.) say\u0131l\u0131 ilke karar\u0131 ile rezerv kan\u0131t denetiminin ilke ve esaslar\u0131 belirlenmi\u015ftir. Nihayet KVHS\u2019lerin MKK entegrasyonunu sa\u011flama y\u00fck\u00fcml\u00fcl\u00fc\u011f\u00fc do\u011frultusunda MKK, 27.05.2025 tarihinde Kripto Varl\u0131k Merkezi Kay\u0131t Sistemi\u2019ni (\u201c<strong>KVMKS<\/strong>\u201d) devreye alm\u0131\u015ft\u0131r. KVHS\u2019ler kripto varl\u0131k al\u0131m sat\u0131m, ilk sat\u0131\u015f ya da da\u011f\u0131t\u0131m, takas, transfer ve bunlar\u0131n gerektirdi\u011fi saklama ve di\u011fer i\u015flemler ile platformlar\u0131n m\u00fc\u015fteri bakiyeleri ve saklama bakiye bilgilerini KVMKS\u2019ye raporlayacakt\u0131r. Yat\u0131r\u0131mc\u0131lar ise MKK\u2019n\u0131n e-YATIRIMCI uygulamas\u0131ndan kripto varl\u0131klar\u0131na ait kay\u0131tlar\u0131, platform ile KVMKS verilerini kar\u015f\u0131la\u015ft\u0131rabilecektir.<\/p><p><strong>2. Kripto Varl\u0131k Hizmet Sa\u011flay\u0131c\u0131lar\u0131n\u0131n \u00c7al\u0131\u015fma Usul ve Esaslar\u0131 D\u00fczenlendi<\/strong><\/p><p>Kripto Varl\u0131k Hizmet Sa\u011flay\u0131c\u0131lar\u0131n \u00c7al\u0131\u015fma Usul ve Esaslar\u0131 ile Sermaye Yeterlili\u011fi Hakk\u0131nda Tebli\u011f (III-35\/B.1) (\u201c<strong>KVHS \u00c7al\u0131\u015fma Usul ve Esaslar\u0131 Tebli\u011fi<\/strong>\u201d), SPK taraf\u0131ndan 13.03.2025 tarihli Resm\u00ee Gazete\u2019de yay\u0131mland\u0131. KVHS \u00c7al\u0131\u015fma Usul ve Esaslar\u0131 Tebli\u011fi ile KVHS\u2019lerin sunabilecekleri hizmet ve faaliyetler, bunlara ili\u015fkin esaslar, kripto varl\u0131klar\u0131n listeleme esaslar\u0131, mutabakat sistemi ile sermayelerine ve sermaye yeterliliklerine ili\u015fkin ilke ve esaslar d\u00fczenlenmi\u015ftir.<\/p><p>KVHS \u00c7al\u0131\u015fma Usul ve Esaslar\u0131 Tebli\u011fi uyar\u0131nca KVHS\u2019ler, <strong>(i)<\/strong> kripto varl\u0131klarla ilgili emirlerin al\u0131nmas\u0131 ve ger\u00e7ekle\u015ftirilmesi, takas\u0131, kripto varl\u0131klar\u0131n transferi ile saklanmas\u0131, <strong>(ii)<\/strong> kripto varl\u0131klar\u0131n ilk sat\u0131\u015f ya da da\u011f\u0131t\u0131m\u0131na arac\u0131l\u0131k edilmesi, <strong>(iii)<\/strong> kripto varl\u0131klar\u0131n veya bu varl\u0131klara ili\u015fkin \u00f6zel anahtarlar\u0131n saklanmas\u0131 ve y\u00f6netimi, <strong>(iv)<\/strong> kripto varl\u0131klara y\u00f6nelik yat\u0131r\u0131m dan\u0131\u015fmanl\u0131\u011f\u0131 faaliyetinde bulunulmas\u0131 hizmetlerini SPK\u2019dan izin almak kayd\u0131yla sa\u011flayabilecektir. KVHS\u2019lerin m\u00fc\u015fterileri d\u0131\u015f\u0131ndaki taraflarla herhangi bir kripto varl\u0131k hizmeti sunma amac\u0131 olmaks\u0131z\u0131n kendi c\u00fczdanlar\u0131 i\u00e7in kripto varl\u0131klara ili\u015fkin al\u0131m, sat\u0131m ve transfer i\u015flemleri yapmalar\u0131 ise herhangi bir izin gerektirmemektedir. \u00d6te yandan, KVHS\u2019lerin dijital varl\u0131klar\u0131n temsilini ve sahipli\u011fini kaydetmek i\u00e7in kullan\u0131lan, misli olmayan ve benzersiz nitelikteki varl\u0131klar ile sadece sanal oyunlarda \u00e7e\u015fitli unsurlar olu\u015fturmak ya da temin etmek amac\u0131yla kullan\u0131lan varl\u0131klar\u0131n al\u0131m-sat\u0131m, ilk sat\u0131\u015f ya da da\u011f\u0131t\u0131m, takas, transfer ve saklama i\u015flemleri ile kripto varl\u0131klara ili\u015fkin olarak finansal analiz yap\u0131lmas\u0131 ve genel tavsiyede bulunulmas\u0131 hizmetleri izne de\u011fil, bildirime tabidir. KVHS\u2019lerin SPK\u2019ya bildirimde bulunmas\u0131 \u00fczerine SPK\u2019n\u0131n yirmi i\u015f g\u00fcn\u00fc i\u00e7inde aksi g\u00f6r\u00fc\u015f bildirmemesi halinde bildirime tabi bu hizmetler sunulmaya ba\u015flayabilecektir.<\/p><p>Yurt d\u0131\u015f\u0131nda yerle\u015fik KVHS\u2019lerin T\u00fcrkiye\u2019de yerle\u015fik ki\u015filere y\u00f6nelik reklam ve tan\u0131t\u0131mda bulunmamas\u0131, T\u00fcrkiye\u2019de i\u015f yeri a\u00e7mamas\u0131, T\u00fcrk\u00e7e internet sitesi olu\u015fturmamas\u0131, sunulan yat\u0131r\u0131m hizmet ve faaliyetlerini T\u00fcrkiye\u2019de yerle\u015fik ki\u015fi ve kurumlar arac\u0131l\u0131\u011f\u0131yla s\u00fcrd\u00fcrmemesi kayd\u0131yla y\u00fcr\u00fctece\u011fi i\u015flemler ise KVHS \u00c7al\u0131\u015fma Usul ve Esaslar\u0131 Tebli\u011fi kapsam\u0131 d\u0131\u015f\u0131nda kalacakt\u0131r.<\/p><p>KVHS \u00c7al\u0131\u015fma Usul ve Esaslar\u0131 Tebli\u011fi uyar\u0131nca, kripto varl\u0131klara ili\u015fkin m\u00fc\u015fteri emirlerinin al\u0131nmas\u0131, e\u015fle\u015ftirilerek veya kar\u015f\u0131 taraf olarak ger\u00e7ekle\u015ftirilmesi ve takas\u0131, ilk sat\u0131\u015f ya da da\u011f\u0131t\u0131m\u0131, transferi, bunlar\u0131n gerektirdi\u011fi saklama faaliyetleri platform faaliyetleri olarak tan\u0131mlanm\u0131\u015ft\u0131r. M\u00fc\u015fteriler aras\u0131nda do\u011frudan kripto varl\u0131klar\u0131n al\u0131m, sat\u0131m ve takas\u0131n\u0131n yap\u0131lmas\u0131na imk\u00e2n sa\u011flayan e\u015fler aras\u0131 dijital pazar yerlerinin i\u015fletilmesi faaliyetleri de platform faaliyetleri kapsam\u0131nda de\u011ferlendirilmekte olup KVHS \u00c7al\u0131\u015fma Usul ve Esaslar\u0131 Tebli\u011fi h\u00fck\u00fcmlerine ve KVHS Kurulu\u015f ve Faaliyet Esaslar\u0131 Tebli\u011fi\u2019nin m\u00fc\u015fterinin tan\u0131nmas\u0131 kural\u0131na uygun olarak y\u00fcr\u00fct\u00fclecektir.<\/p><p>Yukar\u0131da SPK iznine tabi faaliyetler aras\u0131nda say\u0131lmas\u0131na ra\u011fmen kripto varl\u0131klara y\u00f6nelik yat\u0131r\u0131m dan\u0131\u015fmanl\u0131\u011f\u0131 faaliyetinde bulunulmas\u0131 platform faaliyetleri aras\u0131nda say\u0131lmam\u0131\u015ft\u0131r. Asli faaliyeti yaln\u0131zca likidite sa\u011flamak \u00fczere platformlara fiyat vermek ve verilen fiyatlar \u00fczerinden i\u015flem ger\u00e7ekle\u015ftirmek olan ve Sermaye Piyasas\u0131 Kanunu\u2019nun (\u201c<strong>SPKn<\/strong>\u201d) platform tan\u0131m\u0131 kapsam\u0131na girecek \u015fekilde yat\u0131r\u0131mc\u0131lara harici bir hizmet sunmayan kurulu\u015flar taraf\u0131ndan y\u00fcr\u00fct\u00fclen faaliyetler platform faaliyeti olarak de\u011ferlendirilmeyecektir. Asli faaliyeti yaln\u0131zca dijital varl\u0131klar\u0131n temsilini ve sahipli\u011fini kaydetmek i\u00e7in kullan\u0131lan, misli olmayan ve benzersiz nitelikteki varl\u0131klar ile sadece sanal oyunlarda \u00e7e\u015fitli unsurlar olu\u015fturmak ya da temin etmek amac\u0131yla kullan\u0131lan varl\u0131klar\u0131n al\u0131m, sat\u0131m, ilk sat\u0131\u015f ya da da\u011f\u0131t\u0131m, takas, transfer ve saklama i\u015flemlerini ger\u00e7ekle\u015ftirmek olan kurulu\u015flar\u0131n faaliyetleri de platform faaliyeti olarak de\u011ferlendirilmeyecektir.<\/p><p>Platformlar, platform faaliyeti olarak say\u0131lan faaliyetleri ger\u00e7ekle\u015ftirirken m\u00fc\u015fteri emirlerini, emir ger\u00e7ekle\u015ftirme politikas\u0131 ve m\u00fc\u015fteriyle imzalanan \u00e7er\u00e7eve s\u00f6zle\u015fmede belirtilen esaslar kapsam\u0131nda yerine getirecektir. M\u00fc\u015fterilerin nakit alacak bakiyesi, m\u00fc\u015fteri talebi \u00fczerine talebin iletildi\u011fi g\u00fcn itibar\u0131yla bankaya iletilecektir. M\u00fc\u015fterinin al\u0131m, sat\u0131m ve transfer i\u015flemleri ile m\u00fc\u015fterilere ait nakit ve kripto varl\u0131k bakiyeleri, platformun kendi hesaplar\u0131ndan ayr\u0131 olarak, kurum kaydi sistemi \u00fczerinde m\u00fc\u015fteri baz\u0131nda, tam, do\u011fru ve g\u00fcncel \u015fekilde takip edilecektir. Platformlar, ilk sat\u0131\u015f ya da da\u011f\u0131t\u0131m\u0131na arac\u0131l\u0131k edecekleri her bir kripto varl\u0131\u011f\u0131n t\u00fcr\u00fcne ve hukuki niteli\u011fine g\u00f6re ak\u0131ll\u0131 s\u00f6zle\u015fmelere yaz\u0131lacak asgari unsurlar\u0131 kontrol etmekle ve s\u00f6zle\u015fmelerin do\u011frulu\u011funu incelemekle y\u00fck\u00fcml\u00fc olup asgari kriterleri ta\u015f\u0131mayan kripto varl\u0131klar\u0131 listeleyemeyecektir.<\/p><p>Platformlar nezdinde listelenmi\u015f kripto varl\u0131klar kald\u0131ra\u00e7l\u0131 olarak al\u0131n\u0131p sat\u0131lamayacak, t\u00fcrev ara\u00e7 s\u00f6zle\u015fmelerine ve SPK\u2019n\u0131n kredili i\u015flem d\u00fczenlemeleri uyar\u0131nca kredili al\u0131m, a\u00e7\u0131\u011fa sat\u0131\u015f ve \u00f6d\u00fcn\u00e7 i\u015flemlerine konu edilemeyecektir.<\/p><p>Platformlar\u0131n kurulu\u015f sermayelerinin asgari 150.000.000 TL, saklama kurulu\u015flar\u0131n\u0131n asgari sermayelerinin asgari 500.000.000 TL olmas\u0131 zorunludur. KVHS\u2019lerin \u00f6zsermayelerinin her y\u0131l\u0131n alt\u0131nc\u0131 ay\u0131 itibar\u0131yla en az %25\u2019inin \u00f6denmi\u015f veya \u00e7\u0131kar\u0131lm\u0131\u015f sermaye olarak sa\u011flanmas\u0131 zorunlu tutulmu\u015ftur. Platformlar\u0131n \u00f6zsermayesi likit rezerv y\u00fck\u00fcml\u00fcl\u00fc\u011f\u00fcnden d\u00fc\u015f\u00fck olamayacakt\u0131r. \u00d6te yandan saklama kurulu\u015flar\u0131n\u0131n saklad\u0131klar\u0131 m\u00fc\u015fteri varl\u0131klar\u0131n\u0131n toplam tutar\u0131n\u0131n 1.000.000.000 TL\u2019ye kadar olmas\u0131 halinde ilave \u00f6zsermaye aranmayacak, bu tutar\u0131 a\u015fmas\u0131 halinde kurulu\u015f sermayesine ek olarak a\u015fan tutar\u0131n %1,5\u2019i kadar \u00f6zsermayesinin bulunmas\u0131 gerekecektir.<\/p><p>Platformlar\u0131n yat\u0131r\u0131m dan\u0131\u015fmanl\u0131\u011f\u0131 faaliyeti ve portf\u00f6y y\u00f6neticili\u011fi faaliyetinde bulunmas\u0131na ili\u015fkin ilke ve esaslar ile kripto varl\u0131k listeleme esaslar\u0131 da KVHS \u00c7al\u0131\u015fma Usul ve Esaslar\u0131 Tebli\u011fi\u2019nde ayr\u0131ca d\u00fczenlenmi\u015ftir.<\/p><p><strong>3. Kripto Varl\u0131k Transferlerinde Tedbirler Art\u0131r\u0131ld\u0131<\/strong><\/p><p>28.06.2025 tarihli MASAK Genel Tebli\u011fi (S\u0131ra No: 29) (\u201c<strong>Tebli\u011f<\/strong>\u201d) ile birlikte kripto varl\u0131k transferlerinde KVHS\u2019lerin alaca\u011f\u0131 baz\u0131 s\u0131k\u0131la\u015ft\u0131r\u0131lm\u0131\u015f tedbirler d\u00fczenlenmektedir. Tebli\u011f uyar\u0131nca KVHS\u2019ler, m\u00fc\u015fterileriyle i\u015f ili\u015fkisi tesisi ve kimlik tespiti gerektiren di\u011fer i\u015flemlerinde Su\u00e7 Gelirlerinin Aklanmas\u0131n\u0131n ve Ter\u00f6r\u00fcn Finansman\u0131n\u0131n \u00d6nlenmesine \u0130li\u015fkin Y\u00fck\u00fcml\u00fcl\u00fcklere Uyum Program\u0131 Hakk\u0131nda Y\u00f6netmelik\u2019te d\u00fczenlenen <strong>(i) <\/strong>i\u015fleme konu malvarl\u0131\u011f\u0131n\u0131n ve m\u00fc\u015fteriye ait fonlar\u0131n kayna\u011f\u0131 hakk\u0131nda m\u00fcmk\u00fcn oldu\u011fu \u00f6l\u00e7\u00fcde bilgi edinme, <strong>(ii)<\/strong> i\u015flemin amac\u0131 hakk\u0131nda bilgi edinme ve <strong>(iii) <\/strong>uygulanan kontrollerin say\u0131 ve s\u0131kl\u0131\u011f\u0131n\u0131 art\u0131rma ve ilave kontrol gerektiren i\u015flem t\u00fcrlerini belirlemek suretiyle i\u015f ili\u015fkisini s\u0131k\u0131 g\u00f6zetim alt\u0131nda tutma tedbirlerini uygulayacakt\u0131r. KVHS\u2019ler ayr\u0131ca risk y\u00f6netim politikas\u0131nda tutar ve i\u015flem say\u0131s\u0131 s\u0131n\u0131r\u0131 belirlemeye y\u00f6nelik uygun tedbirleri alacakt\u0131r.<\/p><p>Tebli\u011f uyar\u0131nca kripto varl\u0131k transferlerine g\u00fcnl\u00fck 3.000 ABD Dolar\u0131, ayl\u0131k 50.000 ABD Dolar\u0131 tutar\u0131nda s\u0131n\u0131r getirilmi\u015ftir. Su\u00e7 Gelirlerinin Aklanmas\u0131n\u0131n ve Ter\u00f6r\u00fcn Finansman\u0131n\u0131n \u00d6nlenmesine Dair Tedbirler Hakk\u0131nda Y\u00f6netmelik m. 24\/A h\u00fckm\u00fcnde d\u00fczenlenen seyahat kural\u0131 y\u00fck\u00fcml\u00fcl\u00fcklerinin yerine getirilmesi halinde bu s\u0131n\u0131rlar iki kat\u0131na \u00e7\u0131kart\u0131labilecektir.<\/p><p>Tebli\u011f, <strong>(i)<\/strong> herhangi bir KVHS nezdinde kay\u0131tl\u0131 olmayan bir c\u00fczdana g\u00f6nderilen veya b\u00f6yle bir c\u00fczdandan al\u0131nan kripto varl\u0131k transferleri ve <strong>(ii)<\/strong> yurt d\u0131\u015f\u0131nda yerle\u015fik ve kendi mevzuat\u0131na g\u00f6re g\u00f6nderene ve al\u0131c\u0131ya ili\u015fkin bilgileri payla\u015fma y\u00fck\u00fcml\u00fcl\u00fc\u011f\u00fc bulunmayan KVHS\u2019ler aras\u0131nda yap\u0131lan transferler \u00fczerine kripto varl\u0131k \u00e7ekimi i\u00e7in s\u00fcre k\u0131s\u0131tlamas\u0131 da getirmi\u015ftir. Burada say\u0131lan transferlere konu kripto varl\u0131\u011f\u0131n \u00e7ekimi i\u00e7in en az 48 saat ge\u00e7mesi gerekmektedir. \u0130lk \u00e7ekim i\u015fleminde bu s\u00fcre 72 saat olarak uygulanacakt\u0131r.<\/p><p>KVHS\u2019ler m\u00fc\u015fterinin likidite sa\u011flay\u0131c\u0131l\u0131\u011f\u0131, piyasa yap\u0131c\u0131l\u0131\u011f\u0131 veya piyasalar aras\u0131 arbitraj i\u015flemi amac\u0131yla yapt\u0131\u011f\u0131ndan emin oldu\u011fu kripto varl\u0131k transferleri bak\u0131m\u0131ndan yukar\u0131daki s\u00fcre ve miktara ili\u015fkin \u00f6ng\u00f6r\u00fclen tedbirleri uygulamayabilecektir. Ancak bunun i\u00e7in m\u00fc\u015fterinin tan\u0131nmas\u0131na ili\u015fkin t\u00fcm tedbirlerin al\u0131nmas\u0131, varl\u0131klar\u0131n kayna\u011f\u0131na ili\u015fkin bilgiler ile banka ya da di\u011fer platform nezdindeki hesap detaylar\u0131 dahil belgelerin periyodik olarak al\u0131nmas\u0131 ve her bir m\u00fc\u015fteri i\u00e7in ayr\u0131 ayr\u0131 y\u00f6netim kurulu onay\u0131 al\u0131nmas\u0131 gerekmektedir.<\/p><p>Platformlar, her bir transfer i\u015flemi i\u00e7in m\u00fc\u015fteriden en az 20 karakter uzunlu\u011funda i\u015flem a\u00e7\u0131klamas\u0131 temin etmekle y\u00fck\u00fcml\u00fc k\u0131l\u0131nm\u0131\u015ft\u0131r.<\/p><p>Saklama kurulu\u015flar\u0131n\u0131n platform m\u00fc\u015fterileri ad\u0131na yapt\u0131klar\u0131 transferler de Tebli\u011f\u2019deki tedbirlere tabidir. Platformlar ile saklama kurulu\u015flar\u0131 aras\u0131ndaki sermaye piyasas\u0131 mevzuat\u0131ndan kaynaklanan transferlerde ise bu k\u0131s\u0131tlamalar uygulanmayacakt\u0131r.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4fe75500 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4fe75500\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3dd48092\" data-id=\"3dd48092\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-10e39b76 elementor-shape-square elementor-fixed 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class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c5b4038\" data-id=\"c5b4038\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-3f767c48 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"3f767c48\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-368fb3c6\" data-id=\"368fb3c6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-147a07b8 elementor-widget elementor-widget-text-editor\" data-id=\"147a07b8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #781619;\"><b>Ya\u015far Law Office<\/b><\/span><\/p><p><span style=\"color: #781619;\">Bize Ula\u015f\u0131n:<\/span><\/p><p><span style=\"color: #781619;\">Karanfil Sokak, No: 13<\/span><\/p><p><span style=\"color: #781619;\">Levent, Be\u015fikta\u015f, \u0130stanbul<\/span><\/p><p><span style=\"color: #781619;\"><a style=\"color: #781619;\" title=\"+90 212 401 4240\" href=\"tel:+902124014240\">+90 212 401 4240<\/a><\/span><\/p><p><span style=\"color: #781619;\"><a style=\"color: #781619;\" title=\"info@yasarlaw.com\" href=\"mailto:info@yasarlaw.com\">info@yasarlaw.com<\/a><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c847a19 elementor-widget elementor-widget-text-editor\" data-id=\"c847a19\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-size: 18px; font-style: normal; font-weight: 400; letter-spacing: 0.15px;\"><span style=\"color: #781619;\">Bize Ula\u015f\u0131n:<\/span><\/p><p style=\"font-size: 18px; font-style: normal; font-weight: 400; letter-spacing: 0.15px;\"><span style=\"color: #781619;\">859. Sokak, No:4\/303<\/span><\/p><p style=\"font-size: 18px; font-style: normal; font-weight: 400; letter-spacing: 0.15px;\"><span style=\"color: #781619;\">Cumhuriyet Bulvar\u0131, Konak, \u0130zmir<\/span><\/p><p style=\"font-size: 18px; font-style: normal; font-weight: 400; letter-spacing: 0.15px;\"><span style=\"color: #781619;\"><a style=\"color: #781619; transition-property: all;\" title=\"+90 212 401 4240\" href=\"tel:+902124014240\">+90 212 401 4240<\/a><\/span><\/p><p style=\"font-size: 18px; font-style: normal; font-weight: 400; letter-spacing: 0.15px;\"><span style=\"color: #781619;\"><a style=\"color: #781619; transition-property: all;\" title=\"info@yasarlaw.com\" href=\"mailto:info@yasarlaw.com\">info@yasarlaw.com<\/a><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-4290edba\" data-id=\"4290edba\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5b2d60b0 elementor-widget elementor-widget-google_maps\" data-id=\"5b2d60b0\" data-element_type=\"widget\" data-widget_type=\"google_maps.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-custom-embed\">\n\t\t\t<iframe loading=\"lazy\"\n\t\t\t\t\tsrc=\"https:\/\/maps.google.com\/maps?q=Karanfil%20Soka%C4%9F%C4%B1%20No%3A13%2C%20Levent%2C%2034330%20Be%C5%9Fikta%C5%9F%2F%C4%B0stanbul&#038;t=m&#038;z=15&#038;output=embed&#038;iwloc=near\"\n\t\t\t\t\ttitle=\"Karanfil Soka\u011f\u0131 No:13, Levent, 34330 Be\u015fikta\u015f\/\u0130stanbul\"\n\t\t\t\t\taria-label=\"Karanfil Soka\u011f\u0131 No:13, Levent, 34330 Be\u015fikta\u015f\/\u0130stanbul\"\n\t\t\t><\/iframe>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Kripto Varl\u0131k Mevzuat\u0131nda De\u011fi\u015fiklikler 1. Kripto Varl\u0131k Hizmet Sa\u011flay\u0131c\u0131lar\u0131n\u0131n Kurulu\u015f ve Faaliyet Esaslar\u0131 D\u00fczenlendi Kripto Varl\u0131k Hizmet Sa\u011flay\u0131c\u0131lar\u0131n Kurulu\u015f ve Faaliyet Esaslar\u0131 Hakk\u0131nda Tebli\u011f (III-35\/B.1) (\u201cKVHS Kurulu\u015f ve Faaliyet Esaslar\u0131 Tebli\u011fi\u201d), Sermaye Piyasas\u0131 Kurulu (\u201cSPK\u201d) taraf\u0131ndan 13.03.2025 tarihli Resm\u00ee Gazete\u2019de yay\u0131mland\u0131. KVHS Kurulu\u015f ve Faaliyet Esaslar\u0131 Tebli\u011fi ile KVHS\u2019lerin kurulu\u015funa, kurucu, y\u00f6netici, ortak ve personeline, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":1032,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"zakra_page_container_layout":"customizer","zakra_page_sidebar_layout":"customizer","zakra_remove_content_margin":false,"zakra_sidebar":"customizer","zakra_transparent_header":"customizer","zakra_logo":0,"zakra_main_header_style":"default","zakra_menu_item_color":null,"zakra_menu_item_hover_color":null,"zakra_menu_item_active_color":null,"zakra_menu_active_style":"","zakra_page_header":true,"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-3154","page","type-page","status-publish","hentry"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/yasarlaw.com\/tr\/wp-json\/wp\/v2\/pages\/3154","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/yasarlaw.com\/tr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/yasarlaw.com\/tr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/yasarlaw.com\/tr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/yasarlaw.com\/tr\/wp-json\/wp\/v2\/comments?post=3154"}],"version-history":[{"count":4,"href":"https:\/\/yasarlaw.com\/tr\/wp-json\/wp\/v2\/pages\/3154\/revisions"}],"predecessor-version":[{"id":3158,"href":"https:\/\/yasarlaw.com\/tr\/wp-json\/wp\/v2\/pages\/3154\/revisions\/3158"}],"up":[{"embeddable":true,"href":"https:\/\/yasarlaw.com\/tr\/wp-json\/wp\/v2\/pages\/1032"}],"wp:attachment":[{"href":"https:\/\/yasarlaw.com\/tr\/wp-json\/wp\/v2\/media?parent=3154"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}